Description de l'offre
Job Ref. N°2/CO/UNICS: CREDIT OFFICER Key Tasks, Duties and Responsibilities: Marketing and Sales: Prospect and secure new client portfolios for the institution through marketing outreach. Be able to cross sell other products/services to enhance the customer’s experience in UNICS Plc. Making Decisions and Solving Problems: Maintain an active knowledge base of all of the organization’s loan products and an understanding of the requirements required of each client (borrower). Processing/Analyzing Information (Data): Compiling, coding, categorizing, calculating, tabulating, auditing, and/or verifying information to identify and recommend products that meet the customer’s needs and the organization’s lending guidelines. Recovery and Follow up: Use legal and tactful measures to monitor, follow up and recover from customers who witness business failures or those of bad faith. Portfolio Management: Review active and delinquent loan files each day to maintain and ensure repayment for healthy facilities, undertake and propose actions to improve delinquent cases. Reporting: Preparing reports on a weekly, monthly, quarterly and annual as the need may arise in a sequential and concise manner on activities, difficulties, actions and recommendations. Qualifications and skills: Have at least three (3) years of practical experience in credit management. Experience in credit Management in a Financial Institution shall be an added advantage. Have at least a Bachelors Degree in marketing, management, Banking & Finance, Economics or Accounting. Experience in Legal issues related to the management of various types of guarantees and recovery as a whole shall equally be an added advantage. Impeccable integrity and morality check. A personality that is self motivating, engaging, positive, result driven and posses the maturity and personality to command respect. Additional Strengths: Exceptional ability to communicate in English and French verbally and in writing. Able to work in a team fostered environment. Good working knowledge in Excel, Word and PowerPoint. Interested candidates who fully meet …